:root {
  --ink: #20312c;
  --muted: #66736e;
  --brand: #546b60;
  --soft: #f5f2ee;
  --line: #ded8cf;
}

* { box-sizing: border-box; }
body {
  margin: 0;
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: #fff;
}
a { color: inherit; }
.public-header { border-bottom: 1px solid #edf0f2; background: #fff; }
.public-logo-row { height: 92px; display: grid; place-items: center; }
.public-logo { max-width: 250px; max-height: 76px; display: block; }
.public-nav {
  min-height: 60px;
  border-top: 1px solid #edf0f2;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 28px;
  padding: 0 24px;
  flex-wrap: wrap;
}
.public-nav a { text-decoration: none; color: #5f6b66; font-size: 15px; }
.public-nav a:hover { color: var(--ink); }
.public-nav .quote-link { color: var(--brand); font-weight: 700; }
.home-hero {
  min-height: calc(100vh - 153px);
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(360px, .95fr);
  background: var(--soft);
}
.hero-media { background-size: cover; background-position: center; min-height: 520px; }
.hero-copy {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 72px clamp(32px, 6vw, 96px);
}
.eyebrow {
  margin: 0 0 16px;
  color: #8a8178;
  text-transform: uppercase;
  letter-spacing: .18em;
  font-size: 12px;
  font-weight: 700;
}
h1, h2 { margin: 0; letter-spacing: 0; }
.hero-copy h1, .placeholder-hero h1 { font-size: clamp(48px, 8vw, 96px); line-height: .95; }
.hero-copy p:not(.eyebrow), .placeholder-hero p:not(.eyebrow) {
  max-width: 620px;
  color: var(--muted);
  font-size: 18px;
  line-height: 1.7;
}
.hero-actions { display: flex; gap: 14px; margin-top: 30px; flex-wrap: wrap; }
.primary-action, .secondary-action {
  min-height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 22px;
  text-decoration: none;
  border: 1px solid var(--brand);
  font-weight: 700;
}
.primary-action { background: var(--brand); color: #fff; }
.secondary-action { background: transparent; color: var(--brand); }
.home-band, .placeholder-grid {
  max-width: 1180px;
  margin: 0 auto;
  padding: 72px 24px;
}
.home-band h2 { max-width: 760px; font-size: clamp(30px, 4vw, 52px); line-height: 1.08; font-weight: 650; }
.option-grid, .placeholder-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
.option-grid { margin-top: 36px; }
.option-card, .placeholder-grid article {
  border: 1px solid var(--line);
  padding: 26px;
  min-height: 190px;
  text-decoration: none;
  background: #fff;
}
.option-card span { display: block; color: var(--brand); font-weight: 700; margin-bottom: 18px; }
.option-card strong { display: block; font-size: 22px; line-height: 1.25; font-weight: 650; }
.placeholder-hero { max-width: 980px; margin: 0 auto; padding: 96px 24px 48px; }
.placeholder-grid { padding-top: 24px; grid-template-columns: repeat(2, minmax(0, 1fr)); }
.placeholder-grid h2 { font-size: 24px; margin-bottom: 12px; }
.placeholder-grid p { color: var(--muted); line-height: 1.7; }
.public-footer {
  border-top: 1px solid #edf0f2;
  padding: 28px 24px;
  display: flex;
  justify-content: space-between;
  gap: 24px;
  color: var(--muted);
}
.public-footer nav { display: flex; gap: 18px; flex-wrap: wrap; }
.public-footer a { text-decoration: none; }

@media (max-width: 860px) {
  .home-hero { grid-template-columns: 1fr; }
  .hero-media { min-height: 320px; }
  .option-grid, .placeholder-grid { grid-template-columns: 1fr; }
  .public-footer { flex-direction: column; }
}